We are very experienced at collecting retail debts. Collecting these kinds of debts can be very tricky since there are many pitfalls under the federal Fair Debt Collection Practices Act ("FDCPA") as well as the Michigan Collection Practices Act ("MCPA"). We have collected retails debts for years. Our staff is trained in the latest debt collection techniques as well as the FDCPA and the MCPA Statutes. We also write a blog on collection law that deals extensively with these statutes and the cases related to them.

In normal retail debt collection, we typically use the following collection techniques:

• We garnish wages, bank accounts and other sources of funds;
  
  
• We obtain Writs For Seizure of Property. Once we know what assets the debtor has, we send a court officer out to seize and sell these assets. In many instances, this is enough to convince a debtor that we are very serious about collecting your debt.
  
  
• We serve subpoenas on the debtor to appear in our office with his tax returns, titles to assets and bank account statements. If the debtor fails to appear, we obtain a warrant for arrest. Again, in many instances, debtors find this technique quite persuasive.
  
  
• We obtain Orders for Receivers. A receiver is an individual who "steps into the shoes" of a debtor and/or his business to run the debtor's affairs. The receiver collects the assets of the business and pays funds over to the creditor.

Put our years of experience behind your collection effort. Call us at 888-293-2882 or contact us online to discuss your legal options.

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